One account. Every currency. The freedom to move, spend, and share money the way you actually live.
Hold and move money across 160+ countries from one account.
Support available 24/7, whenever your money needs to move.
Pay, split, and manage money with people, not just accounts.
Virtual or physical. In your wallet or on your phone. The Ortix card works wherever you are and always draws from the right balance.
Generate a virtual card in seconds from the app. Use it online, in-app, or anywhere contactless payments are accepted the moment you need it, not days later.
A card built for people who actually leave home. Spend in local currency with intelligent routing across your balances. No foreign transaction fees eating into every purchase.
Add your Ortix card to Apple Pay or Google Pay the moment it's created. Tap your phone, tap your watch — your card is always with you, even when it isn't.
Paying in euros? Ortix uses your euro balance. In yen territory with an empty balance? It converts from what you have; in real time, without you lifting a finger.
Payments to anyone. Even if they're not on Ortix.
Send directly to any Visa or Mastercard, anywhere in the world. No Ortix account needed on the other end.
A multi-currency account built for a world where your money shouldn't stop at a border, a conversion fee, or a working day.
You're at a restaurant in Tokyo, your yen balance is empty, and your card gets tapped. Ortix pulls from your dollars, converted in real time, and the payment goes through. No decline. No awkward moment. No manual top-up before you left home.
Hold, send, receive, and spend across multiple currencies from a single account. No juggling separate wallets. No switching apps.
Set spending limits, organise balances into Spaces, generate virtual cards on the spot, and decide exactly which balance a payment draws from.
You spent 18% less on dining out this month. Good job!
Generate a payment link and send it anywhere: WhatsApp, email, a DM. The recipient clicks, pays, and it lands in your Ortix account. No app required on their end. Useful for splitting a dinner, collecting from a client, or getting paid back without the awkward follow-up.
Send a payment and a message in the same breath. Request money, settle up, or check in on a shared Space. All inside one conversation thread.
Ortix quietly tracks who you share expenses with, what recurring charges you split, and where group spending gets uneven then surfaces it when it's useful.
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Ask anything. Get a straight answer. Take action. All without leaving the conversation.
Ask Casper about your spending, subscriptions, transfers, shared activity, or upcoming charges.
Ortix automatically surfaces every subscription, and recurring charge across your accounts and cards.
Casper spots trends and changes in your spending so you don't have to go looking for them.
A clear view of where your money went. Every month, every category, every currency.
See exactly how much you spent each month at a glance. Track it over time and spot the months that got away from you before they become a pattern.
Every transaction is automatically categorised - food, travel, subscriptions, transfers, entertainment, and more. See the breakdown without building a spreadsheet.
Drill down from category to merchant. See how much goes to specific services, retailers, or recurring providers and whether that number is going up.
Security isn't a feature we added at the end. It's the infrastructure every payment, conversation, and card interaction runs on.
Every payment and transfer is monitored as it happens. Unusual activity is flagged instantly — not after the fact.
Freeze a card, adjust spend limits, create a virtual card, or restrict payment types. Everything is one tap away, at any hour.
Face ID, fingerprint, and device verification work together so only you can access your account — even if your device is compromised.
Join the waitlist
Join the Ortix waitlist for early access to accounts, cards, payments, and launch updates.
Money, made social
No IBANs. No account numbers. Just @handles, phone taps, shared Spaces, QR codes and payments that happen inside the conversation — not around it.
Tap. Done.
Bump phones to send money instantly. No app open on their end, no QR to scan. Just tap and it's done. The closest thing to handing over cash without the cash.
@Handle
Your username is your payment address. Send, request, and split money through @handles instead of account details. No copying numbers.
QR Codes
Generate your QR code to receive money instantly. No account details, no handles, just share and get paid. Or scan someone else's to send. Either way, the transaction takes seconds.